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Refinance

Simple and Convenient Refinancing Options

  • Interest Only Loans for Lowest Monthly Payments
  • Low Credit Scores or Late Payments? It's OK!
  • Hard to Prove Income? We Lend to 100%
  • The Lowest Fixed and Adjustable Rates
  • Lower your payment and get cash back at close
  • Loan amounts from $100,000 to $2,000,000
  • E-Z qualify programs for self employed
  • FHA and VA Streamline refinancing available

Which refinancing option is best for you?

There aren't quite as many loan programs as there are borrowers, but it seems like it sometimes! We'll work with you to qualify you for the best loan program to fit your needs. But there are some general considerations you can have in mind in advance.

Are you refinancing primarily to lower your rate and monthly payments? Then your best option might be a low fixed-rate loan. Maybe you have a fixed-rate mortgage now with a higher rate, or maybe you have an ARM -- adjustable rate mortgage -- where the interest rate varies. Even if it's low now, unlike your ARM, when you qualify for a fixed-rate mortgage you lock that low rate in for the life of your loan. This is especially a good idea if you don't think you'll be moving within the next five years or so. On the other hand, if you do see yourself moving within the next few years, an ARM with a low initial rate might be the best way to lower your monthly payment.

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Refinance, Second Mortgage, Purchase, or Reverse Mortgage?


Subject Property Information

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Is there a second loan?

Yes

Second Loan Balance?